Why Pet Insurance?

Dogs are beloved members of many families and for good reason. They offer companionship, loyalty, and unconditional love. However, maintaining a dog comes with a cost, and that’s where pet insurance comes in. Pet insurance can help cover the unexpected costs of owning a dog, from routine veterinary care to unexpected accidents or illnesses. So why is pet insurance necessary? Keep reading to find out.

Reasons to have pet insurance include coverage for routine care such as vaccines, preventive medications, and annual exams, as well as the ability to choose from a wide variety of reputable vets without worrying about the cost. In some cases, your dog may need to see a specialist such as a cardiologist, dermatologist, or neurologist. Overall, pet health insurance provides peace of mind in knowing that you and your furry friend are taken care of financially in the event of an unexpected illness.

Pet insurance policies vary in terms of coverage and cost, so it is important to do your research before choosing a policy. Your veterinarian may offer a free trial for pet insurance and even recommend a company based on experience. Some companies offer different tiers of coverage depending on the deductible paid by you. Most veterinarians do not have direct billing, so ask ahead if you have an upcoming appointment. Ultimately, whether to purchase pet insurance is a personal decision, but it is something that you may want to consider if you are concerned about the potential cost of veterinary care.

Our toy poodle Sakura recently went to the vet for blood in her urine. It turns out she had crystals that needed to be surgically removed. If it weren’t for the pet insurance we pay monthly, we would have been in big trouble! I also had another grooming client whose dog was diagnosed with a hernia that needed immediate medical attention. The cost of surgery and post-treatment was well over $6000 and they did not purchase insurance for their beloved dog. They alone did not have the money to treat him, so they were in a panic about what to do to save their poor dog from the pain in their abdomen. Eventually, their whole family came together to pitch in for the funds needed. 

If you’re like most pet owners, you consider your furry friend a part of the family. And just like with any other member of your clan, you want to be prepared for when they need medical attention–even if that means shelling out some serious cash. The good news is, that there are ways to soften the blow. One option? Pet insurance. Though it may seem unnecessary at first, pet insurance can give you peace of mind in knowing that you won’t have to break the bank when Fido or Fluffy falls ill. So before an unexpected vet bill sends you into a panic, do your research and find the best policy for your four-legged friend.